A. Comprehensive general liability insurance, written on an occurrence basis, with limits not less than:

B. Automobile liability for owned, nonowned and hired vehicles with a combined single limit of $2,000,000.00 for each accident;

C. Worker’s compensation within statutory limits and employer’s liability insurance with limits of not less than $1,000,000.00; and

D. Comprehensive form premises-operations, explosions and collapse hazard, underground hazard and products completed hazard with limits of not less than $5,000,000.00;

E. Repealed by Ord. 2925.

F. Repealed by Ord. 2925.

G. Excess umbrella liability policy with limits of no less than $5,000,000 per occurrence and in the aggregate.

H. Insurance shall be placed with insurers with a rating of A.M. Best & Company’s Key rating Guide of A-Overall and a Financial Size Category of “VIIX.” The liability insurance policies required by this section shall be maintained by the Grantee throughout the term of the Master Permit, Right-of-Way Use Permit, Small Cell Permit, or Facilities Lease, and such other period of time during which the Grantee is operating without a Master Permit, Right-of-Way Use Permit, Small Cell Permit, or Facilities Lease hereunder, or is engaged in the removal of its Telecommunications facilities. Failure to maintain such insurance shall be grounds for cancellation. The Grantee shall provide an insurance certificate, together with an endorsement including the City, and its elected and appointed officers, officials, agents, employees, representatives, engineers, consultants, and volunteers as additional insureds, to the City prior to the commencement of any work or installation of any Telecommunications facilities pursuant to said Master Permit, Right-of-Way Use Permit, Small Cell Permit, or Facilities Lease. Payment of deductibles and self-insured retentions shall be the sole responsibility of the Grantee. The insurance certificate required by this section shall contain a clause stating that coverage shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer’s liability. The Grantee’s insurance shall be primary and noncontributory insurance as respects the City, its elected and appointed officers, officials, employees, agents, representatives, engineers, consultants, and volunteers. Any insurance maintained by the City, its elected and appointed officers, officials, employees, consultants, agents, representatives, engineers and volunteers shall be in excess of the Grantee’s insurance and shall not contribute with it. Maintenance of insurance shall not be construed to limit the liability of Grantee to the coverage provided by such insurance or otherwise limit the City’s recourse to any remedy available at law or in equity.

I. In addition to the coverage requirements set forth in this section, the Grantee must notify the City of any cancellation or reduction in said coverage. Within 30 days after receipt by the City of said notice, and in no event later than 15 days prior to said cancellation or intent not to renew, the Grantee shall obtain and furnish to the City a replacement insurance certificate meeting the requirements of this Section.

J. Upon approval by the Director and based on conditions set by the City in the Master Permit, the Grantee may self-insure under the same terms as required by this section. Further, the Director may modify these insurance requirements as he/she deems necessary to comply with the City’s risk management policies or as otherwise approved by the City’s Risk Manager; provided, that any such changes provide adequate protection for the City. (Ord. 2965 § 2 (part), 2019: Ord. 2925 § 2 (part), 2018: Ord. 2175 § 1 (part), 2003).